Monthly SIP Calculator
Find out exactly how your regular monthly contributions can grow into a massive corpus. Apply the legendary 15×15×15 mutual fund rule to your own savings.
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SIP Frequency
Calculations based on standard SIP formula. Returns are estimates and not guaranteed.
Updated: March 2026
Total Invested
₹30.00L
Est. Wealth Gained
₹28.08L
Total Future Value
₹58.08L
Year-Wise Breakdown
| Year | Invested (₹) | Returns (₹) | Total Balance (₹) |
|---|---|---|---|
| 1 | ₹3,00,000 | ₹20,233 | ₹3,20,233 |
| 2 | ₹6,00,000 | ₹81,080 | ₹6,81,080 |
| 3 | ₹9,00,000 | ₹1,87,691 | ₹10,87,691 |
| 4 | ₹12,00,000 | ₹3,45,871 | ₹15,45,871 |
| 5 | ₹15,00,000 | ₹5,62,159 | ₹20,62,159 |
| 6 | ₹18,00,000 | ₹8,43,926 | ₹26,43,926 |
| 7 | ₹21,00,000 | ₹11,99,475 | ₹32,99,475 |
| 8 | ₹24,00,000 | ₹16,38,164 | ₹40,38,164 |
| 9 | ₹27,00,000 | ₹21,70,538 | ₹48,70,538 |
| 10 | ₹30,00,000 | ₹28,08,477 | ₹58,08,477 |
Why Plan Your Monthly SIP?
Knowing the exact future value of your monthly SIP empowers better financial planning. Whether saving for a home down payment, your child's education, or retirement — calculating backwards from a goal corpus helps you set the right monthly amount today.
The 15×15×15 Rule
A famous rule of thumb in mutual fund investing states: invest ₹15,000/month for 15 years at an expected return of 15% per annum, and you will create a corpus of approximately ₹1 Crore.
₹15K
Per Month
15 Yrs
Tenure
15%
Expected Return
Try these values in the calculator above to verify!
Smart Monthly SIP Goals
Want even bigger returns?
Try Step-Up SIP and increase your investment annually.
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